14 Best Financial Literacy Books by Black Authors

Financial literacy books by black authors are pieces of art: powerful, insightful, motivating, and loaded with information, they can offer a unique look into the world of finances that you won’t find anywhere else.

These leaders will help you experience financial freedom in a way you never thought possible!

Here are 14 Best Financial Literacy Books by Black Authors

1. The Wealth Choice: Success Secrets of Black Millionaires by Dennis Kimbro

With actual advice and guidance on how to climb the “economic ladder,” Kimbro focuses on how to find your way to success using the histories and paths that the richest African Americans have taken to get there.

A leader in black financial literacy books because of its focus, he explains in-depth the balance between intelligence, patience, resilience, and discipline to get to the final number you seek.

From front to back, it’s loaded with actionable advice wrapped up in inspirational stories about African Americans who won despite all of the odds.

2. The Wake Up Call: Financial Inspiration Learned from 4:44 by Ash Exantus – Ash Cash

If you’ve ever searched for financial literacy books for beginners, this is a great one. In a step-by-step process and explanation of how to get and use credit, all the way to ethically building generational wealth that will help African Americans bridge the wealth gap and solve economical inequalities.

It is designed for beginners with simple language and explanations that actually make sense to beginners looking to start off on the right foot.

3. 4 Financial Languages: The Secrets to Communicating About Money by Tarra Jackson – Madam Money

This is one of the best personal finance books for couples that are struggling with finances. Focusing specifically on the strain that financial woes can put on a relationship, you will learn about the 4 different languages:

Saver, Investor, Spender, and Giver. These will help you communicate with your partner about money effectively to add the heat to the right parts of your relationship!

4. The One Week Budget: Learn to Create Your Money Management System in 7 Days or Less! by Tiffany Aliche

If you are looking specifically for financial literacy books by female black authors that are truly entertaining to read, this is an instant hit! It explains the problem with classic approaches to budgeting and shows the real, fun, and energizing ways to budget for success.

This takes it from being a hassle to an enjoyable habit that you can actually see working for you. Its goal is to help you eliminate all of the stress around budgeting and simply make it work from the beginning.

5. The Money Manual: A Practical Money Guide to Help You Succeed on Your Financial Journey by Tonya Rapley – My Fab Finance

Quite often, books to increase financial literacy can be complex and intense. Rapley relieves the pressure and focuses instead of learning simple methods to work with money, how to use the money to improve your quality of life, and how debt factors into daily life.

Learn how to logic your way out of financial anxiety for good by relying on logical advice and explanation on all the common financial roadblocks.

6. Live Richer Challenge: Learn how to budget, save, get out of debt, improve your credit and invest in 36 days by Tiffany Aliche – The Budgetnista

Using logic and a 5-week timeframe, this book shows you how to shift your thinking on all things money-related. Taking on a different angle every week, this shows you how to take on savings, debt, credit, insurance, investing, and more all in a do-able time frame.

It’s realistic, relatable, and you can see your progress each week in the different areas.

7. Girl, Make Your Money Grow! A Sister’s Guide to Protecting Your Future and Enriching Your Life by Glinda Bridgforth

The best financial literacy books by black authors have sass in combination with practical tips, right? This one qualifies in the best possible way. This is a major confidence boost wrapped with a financial angle.

It helps you understand your role as a true asset in life and how you can use your own know-how and determination to get to the top of your financial ladder.

8. Perfect Credit: 7 Steps to a Great Credit Rating by Lynnette Khalfani-Cox

Financial literacy books for beginners focus a lot of attention on budgeting. But if you struggle with your credit score, this one is going to be perfect for you.

From tiny blemishes to big struggles, Lynnette Khalfani-Cox supports each reader on their journey from bad credit to good credit, relying on real and practical advice on how to make sound decisions that will move you in the right direction. No more cosigning for you!

9. The 21-Day Financial Fast by Michelle Singletary

A great read, this is a book to increase financial literacy in a chunkable 21 days. You’ll learn how to buy only the essentials, make a plan to get to debt-free living, and — most importantly — push that financial stress off your shoulders with logic that actually works!

10. Clever Girl Finance: Ditch debt, save money and build real wealth by Bola Sokunbi

One of the things that makes this amongst the most useful black financial literacy books out there is that it not only educates beginners on budgeting and debt but also explains how your side hustle factors in so that you can fight back with real capital.

You’ll learn how to get on top of your debt but also how to build a nest egg at the same time.

11. The Frugal Feminista: Unmasking The Strong Black Woman by Kara Stevens

This leads amongst the best personal finance books because it focuses as much attention on building your confidence and self-esteem as it does on helping you find your way to financial freedom.

Take charge of the fear and get on top of the game again. That’s what this book will do for you with every page.

12. #MoneyChat THE BOOK: How to Get Out of Debt, Successfully Manage Your Money and Create Financial Security by Dorethia Conner-Kelly

Consider this your guide to helping you reach financial freedom with a great laugh along the way. One of the best personal finance books as far as enjoyment and readability.

This explains how to prioritize your budget how to build your emergency fund, and how an investment works for the realistic individual with limited time and options.

13. Our Money Stories: A Six Week No B.S. Holistic Financial Wellness Plan by Eugenié George

Intriguing and insightful, this is an instant success as a financial literacy book by a black author because it takes on a holistic approach to financial health.

After all, that holistic approach is taken to physical health and mental health, so why not financial health, too? This is a no-holds-barred approach to changing your perspective on how financial success fits into your life.

14. Real Money Answers for Every Woman: How to Win the Money Game With or Without a Man by Patrice C. Washington – Money Maven

This gives you the essentials on how to manage money from start to finish so that you are stable on your own without any need to rely on someone else’s know-how.

You are your own woman and this financial literacy book is going to be the guide to help you see that power for what it is when it comes to financial freedom.

Conclusion

The financial literacy books we’ve highlighted in this article should be a great start. Financial literacy is very important in this day and age because it provides you with knowledge or foundation on how to save money, make extra money, invest for retirement and pay off debts.

If you lack a solid financial education it’s very difficult to be self-sufficient, stay ahead financially, and achieve financial stability.

The importance of financial literacy cannot be stressed enough in our quest to grow wealth through a business, budget, entrepreneurship, reduce debt and live a stress-free life. If you know of any other financial book that was written by an African American, please feel free to share it with us below!

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